Established in 2007, Business Bank of Texas, N.A., is dedicated to meeting the needs of businesses and entrepreneurs across the state of Texas. Founder, President and Chief Executive Officer, Ed Lette, has become founding president of four national bank charters, including Business Bank of Texas, and has served as Chief Financial Officer for five national banks over the course of his 45-year career. The management team of Business Bank of Texas boasts more than a century of combined banking and financial services experience. The bank also recently shed its de novo bank classification as scheduled.
Entrepreneurs and businesses benefit from the fundamental stability, business-to-business expertise, innovative virtual banking model, and superior customer service offered by Business Bank of Texas. The bank focuses exclusively on banking services for businesses, bringing the full and broad experience of its management team to bear on the challenges specific to business customers. In addition to traditional banking services, Business Bank of Texas offers commercial lending options, cash management and concierge services, along with lower service rates and fees resulting from its lower overhead costs.
Business Bank of Texas serves its customers through a completely virtual banking model – no physical branches, no tellers and, most importantly, no lines. The bank utilizes cutting-edge technology and processes to enable 24/7 online banking, remote deposit capture, next-day availability on full amount of deposited funds, ACH processing, and a four-hour post-event disaster recovery plan. Business Bank of Texas understands the demands placed upon business owners and managers and continuously works hard to deliver banking solutions that enable the most seamless banking experience possible.
Perhaps most important to the success of Business Bank of Texas, N.A., however, is its commitment to building and maintaining strong relationships with its customers. The management team works closely with each customer to educate and provide the best possible banking experience, aid in important banking decisions, and ensure an always-open line of communication. Said Mr. Lette, “We really work hard to develop a strong individual bond with each of our customers, as no two situations are ever the same. And given the drop in customer service among large institutions, we realize the competitive advantage that we have.”
Business Bank of Texas, N.A. is a 5 star rated National Bank with excessive Capital Strength. For rating information and capital ratios, please visit http://www.bankrate.com.
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Ed Lette is founder, president and chief executive officer of Business Bank of Texas, N.A. and serves as chairman on the company’s Board of Directors.
Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.
Mary Ann Hebel is organizer, director, executive vice president and chief financial officer of Business Bank of Texas, N.A.
With over 37 years of banking experience, Mary Ann began her career in the areas of accounting, data processing and human resources. In 1979 she was promoted to the role of Chief Operating Officer and Chief Financial Officer of a national bank. She has since served the COO/CFO position and contributed to the success of two other national banks prior to the establishment of the Business Bank of Texas, N.A.
Mary Ann has also served as a consultant to the Texas Department of Banking in the capacity of liquidation agent for failed trust companies and private banks.
DJ Lewis is a Sr. Vice President at Business Bank of Texas, N.A.
D.J. is responsible for business development and relationship management for Business Bank of Texas, N.A. He graduated in 1993 from the University of Houston with a BBA in Accounting. While attending college he started his career in banking working at a small Savings and Loan. In 1991 that same Savings and Loan was acquired by a large national bank. Soon after the acquisition, D.J. took advantage of an opportunity to transfer to Austin where he has called home for the past 15 years. After 19 years with a large national bank D. J. was presented with another opportunity and made the decision in October 2010 to start a career with Business Bank of Texas, N.A.
Ladd Roberts is a Sr. Vice President at Business Bank of Texas, N.A. With over 30 years experience in the banking industry, Ladd brings a wealth of knowledge and experience to the bank. For the past 24 years he has served as a small business lender / account manager for several San Antonio area banks. Ladd has a reputation for being a hard working lending officer focused on his customer’s needs. Ladd is active in the community and has served as president of the San Antonio Risk Management Association (RMA), the San Antonio Breakfast Club and a local Rotary Club.
He received a B.S degree from Texas A&M (1976), MBA from University of Texas – San Antonio (2002), and attended the prestigious Southwestern Graduate School of Banking at SMU (1991).
Gary Green is a Sr. Vice President at Business Bank of Texas, N.A.
Gary attended the University of Texas for his undergraduate degree, and then went on to receive a master’s degree from the Southwestern Graduate School of Banking. Since then he’s worked at several banks, most recently as the branch president of First National Bank Edinburg. Prior to that, he served as the senior vice president at Prosperity Bank. Gary has been in banking for over 40 years, and in the Austin market for nearly 30 of those.