There are 10,000 Baby Boomers in the United States turning 66 every day for the next 17 years. Unfortunately, many people have a limited understanding of their retirement plans, or when and how to claim their Social Security benefits for maximum effect. It’s crucial for financial advisors, CPAs, HR departments, and other professionals to make sure their clients and employees understand how to integrate their Social Security claiming decision with other assets in order to have sufficient money to create a smooth and enjoyable retirement.
That’s why I’m pleased to introduce the newest contributor to the Business Resource Center, and an expert on the finer points of Social Security, Dave Zander. Dave spent the first 25 years of his career on what he calls the “front nine,” or the accumulation phase of his work. For the last 16 years, he’s been in the “back nine,” or income phase, running Aetna and Lincoln National’s income divisions before founding Back Nine Financial in 2005. He started Back Nine as an educational, consulting, and speaking firm, working primarily with CPAs, corporations, and individuals in Texas to help them understand and maximize Social Security benefits.
You can now read Dave’s first article on the Business Resource Center, “What you need to know about claiming Social Security.” If you’d like to read more of Dave’s expert advice until his second article is published, take a look at his website. There you will find excellent resources, including useful articles and back issues of his newsletter. We’re looking forward to sharing Dave’s years of experience about Social Security and retirement with you in the coming months.