Mr. Fresher graduated from The University of Connecticut with a degree in Finance. He subsequently earned his Masters in Business Administration from The University of Texas at San Antonio.
Clark began his insurance/ risk management career as a surety bond underwriter in the Southwest Regional Bond Department (Dallas) of Continental Insurance. After a brief stint with Continental in Birmingham, Alabama, Clark returned to Texas with the Fidelity & Deposit Company, a joint venture between Swiss Re and Zurich Insurance. He has over 25 years in the Agency Business as an owner/principal and as a managing account executive. Mr. Fresher is currently handling insurance and surety bond accounts for IBTX Risk Services.
IBTX provides business solutions, including risk management services, safety, bonding, loss control and all areas of insurance and wealth management for medium to large commercial construction contractors. IBTX is one of the largest independent agencies in Texas and operates Statewide [www.ib-tx.com].
Professional and educational designations include: Chartered Property & Casualty Underwriter (CPCU); Associate in Fidelity & Surety Bonding (AFSB); Certified Insurance Counselor (CIC); and by the end of 2010, Certified Risk Manager (CRM).
Clark is married with two daughters and resides in Fair Oaks Ranch, Texas.
Even some of the most sophisticated contractors are not sure, exactly, what areas of their F/S are of the most interest to their surety company. Let me lay out some of those key areas: