With a 37% growth this year in our loan portfolio, Business Bank of Texas, N.A. is looking to increase growth by adding additional markets to our portfolio. We’ve gained a client following in the Austin, San Antonio, and Victoria markets.
At Business Bank of Texas we are committed to helping customers understand the financial state of their business as it is seen from a lenders point of view. 60% of all loan applications are denied as reported by a study conducted by Pepperdine University. The study further concluded quality of earning and/or cash flow as the most common reason.*
Learn how others do it. Download our guide to growth.
Last December, we were fortunate enough to have a guest post from Adrian Van Zelfden about how to make the tax season easier. This year, he's been generous enough to let us publish his list again. It contains a lot of great tips and a checklist for business owners to make sure they take care of everything before the year-end. For more information on the checklist, see The CPA Team website.
Topics: The Corner Office
At The Business Bank of Texas, N.A., we pride ourselves on leveraging cutting-edge technology in order to provide great service to our customers, and also to keep costs low and pass on the savings to our depositors. We’re constantly working with our technology partners to adopt new services in order for our customers to have more convenient banking.
Topics: The Corner Office
There are many reasons you might want to change which bank you do business with. It could be that you’re unhappy with the service, you’re tired of their fees, or that a different bank can offer different features that are a better fit for your organization. However, even when people are dissatisfied with their current bank, they’re often reluctant to move because of how difficult it seems.
The Business Bank of Texas takes pride in the fact that our accounts are insured by the FDIC in two different ways, and have been since 2008. The Transaction Account Guarantee (TAG) program has been instrumental in this effort. While we think the extra coverage under the TAG program has been good for our customers, we wanted to provide an opinion on the program from a larger economic perspective.
Technology has provided banks with a huge advantage in the level of customer service they can offer. Customers now have the ability to handle almost every aspect of business banking from their own computer. In addition to giving businesses more control over their own money, these changes also help save time and are more convenient.