Commercial Loans

Business Bank of Texas provides all loan applicants with a shorter decision process (think days, not weeks) and quick access to funds upon approval. Add to that our experience and expertise in financial services, plus easy access to your banker, and you get an unparalleled commercial lending experience. 

Commercial real estate loans

If you plan to expand your business and are considering a real estate purchase, reach out to one of our experienced loan officers. Our lenders have helped many business owners purchase, renovate, or develop property for their growing operations. We work with each potential customer to determine the exact type of loan required to fit their specific request. We would be happy to create a custom loan solution to help you reach the next level of success.

Equipment loans and leases

Almost every business owner experiences the need for new equipment to increase efficiency or production. Though new equipment is useful, the price tag may present limitations. We are experienced commercial and industrial lenders and have financed leases or loans for a variety of industries, from manufacturing to construction and demolition. We can help you determine if you should lease or purchase, and deliver the funds required for large equipment acquisitions.

Commercial vehicle loans

Your business may be experiencing growth that requires the addition of  new or used vehicles for your current fleet. We work quickly to provide you the solution, including pricing and terms, for a successful acquisition of new trucks, vans, or trailers.

From the Business Resource Center:

• Equipment Leasing vs. Equipment Buying - Key Factors to Consider
• Manufacturing Equipment: Lease or Buy?
• 4 Ways Commercial Advanced Term Loans Help Businesses
• When it comes to business lending, it's important to get your ducks in row

How to apply:

To apply for a Commercial Loan, complete the loan application and return it to Business Bank of Texas. You should also be prepared to provide the following: 

• financial statements for your business for the most recent two or three full years 
• the current and previous year’s tax returns for the business owners
• accounts receivable and accounts payable aging for your business
• a personal financial statement

Once we’ve reviewed your application, we’ll reach out to you with a decision as soon as possible.

If you're not yet ready to apply, you can also download a copy of our commercial loan checklist to help you prepare for a future loan application.