Only One Bank Took the Time to Understand this Container Business

by Dwayne Kolly

Business Bank of Texas

Dwayne Kolly brings a wealth of financial management and operations experience to Business Bank of Texas. Kolly has served community banks in south and central Texas for nearly 30 years, and is the bank’s CEO and Chief Financial Officer. He is a graduate of the Southwestern Graduate School of Banking at SMU (1993).

Saf-T-Box has been in the container business for over 20 years. In that time, the company has grown to a home office and 5 Texas locations with 56 employees. They specialize in modifying, renting, and selling shipping containers. With a large inventory of units and dozens of custom modifications they can make to the containers for their customers, Saf-T-Box has a business model that can be tough for some banks to figure out.

Customized Real Estate Development Lending for Landmark Property in Central Texas

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

In a small town south of Austin, lies a city landmark and family heirloom. Since the 1960s, the Dahlstrom family has owned a grain mill in Buda, Texas. Passed down through the generations, four siblings in the Dahlstrom family now own the property. Dodi Dahlstrom Ellis serves as President and her son Saenger Ellis serves as Vice President (pictured below).

One Bank Satisfied the Accounting Requirements of a Physician Office

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

CPA Melanie Geist is a shareholder at Ridout, Barrett & Company, a San Antonio-based financial services firm. Ridout, Barrett & Company provides accounting, tax management, valuation, advising, computer consulting, and human resource consulting services.

Software Consulting Business Makes a Banking Change That Pays Off

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

Reaching the 20-year mark this year, Cooper Consulting just keeps growing. Like many successful businesses, Cooper Consulting has evolved over the years to meet the changing needs of the marketplace.

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Lower Banking Rates Means More to Invest in Growth for One Austin Manufacturer

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

While growth is an ongoing goal for most businesses, it also comes with a lot of extra work and responsibility. For medical device manufacturer OriGen Biomedical, the considerable growth of the last three years had everything to do with great products and service, but it got some help along the way from their relationship with a supportive bank.

Understanding This Customer's Business Made the Difference

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

Cloteal Haynes is the co-founder and CEO of Haynes-Eaglin-Waters, LLP (HEW) a generalcontracting construction firm that’s been in business for over 25 years. HEW handles general contracting for projects of up to $20 million, and subcontracts on projects up to $10 million.

Banking Without The Red Tape Is The Answer For This Commercial Contractor

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

Relationships and strong business values matter to Texas business owner, Mark Marlow of MK Marlow Company, LLC. Marlow is a commercial drywall contractor who started his business in 1985 and has been operating under the current name since 1995.

Solid Product Leads to Solid Financials for One Austin Business

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

In 2005, Hank Cravey and his partner Dhaval Lodhavia founded Home Trends & Designs and since that time their company has made the Austin Business Journal’s Fast 50 more than once and were also a part of the Inc. 5000 list in 2011. 

Finding Security in Chaos

by Ed Lette

Business Bank of Texas

Ed Lette is a Founder of Business Bank of Texas. Serving as a licensed CPA since 1983, Ed’s extensive experience in the banking industry has led him to become the founding president of four national bank charters including Business Bank of Texas, N.A., and the chief financial officer of five national banks during his 45 year career. Ed serves as director of the Texas Bankers Association District 4, chairman of the Executive Advisory Council to the School of Business at Texas Lutheran University, and is a life member of the Texas Association of Business.

Speed and efficiency are terms commonly heard in business, and the Business Bank of Texasʼ customer Myriad Development Inc., found them to be key in their companiesʼ success. 

Banking Partnership Thrives During Worst Drought in Texas History

by Ladd Roberts

Business Bank of Texas

Ladd Roberts is Senior Vice President of Business Bank of Texas, N.A. With over 30 years experience in the banking industry, Ladd brings a wealth of knowledge and experience to the bank. For the past 24 years he has served as a small business lender / account manager for several San Antonio area banks. Ladd has a reputation for being a hard working lending officer focused on his customer’s needs. Ladd is active in the community and has served as president of the San Antonio Risk Management Association (RMA), the San Antonio Breakfast Club and a local Rotary Club. He received a B.S degree from Texas A&M (1976), MBA from University of Texas – San Antonio (2002), and attended the prestigious Southwestern Graduate School of Banking at SMU (1991).

Not many people know their banker by name; much less have a banking partnership that spans three decades.  Meet the Business Bank of Texas’ Ladd Roberts and customer Frank Suarez, owner of Green Grass Inc. Let’s just say they go way back.  Roberts has more than 30 years of banking experience and Suarez started the San Antonio based company in 1974.  

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